Navigating the new era of auto fraud, theft and dealership security.

A record $9.2 billion in projected fraud exposure set the stage for 2025,¹ and as we move into 2026, the challenge has only grown more complex. Between sophisticated criminal activity and unprecedented financial exposure, the focus is shifting from simple detection to building a truly resilient, multi-layered defense.

UNDERSTANDING THE THEFT AND FRAUD ECOSYSTEM.

It starts on the lot and the showroom floor. Physical theft remains a massive, everyday challenge for dealers.

Over 800,000 vehicles were stolen in the U.S. in 2024²
Over 50,000 vehicles were stolen from dealerships over the past five years³
35% of vehicle thefts occurred between 9pm and 6am in 2024⁴

But the real danger is often invisible. Criminals are increasingly targeting the lending process itself, using digital schemes and identity theft to bypass traditional verification and qualify for better terms.

Car graphic and chart showing average financing, payments and retail contracting terms.

TIGHTENING YOUR DEALERSHIP’S DEFENSES.

Security measures you had in place five years ago might not cut it today. Closing these gaps helps build a more resilient dealership.

Add Friction:

Ask for multiple forms of documentation to deter non-genuine applicants.

Verify Digitally:

Pull income and employment directly through payroll or tax data sources that can’t be altered.

Cross Reference:

Use ID scanners and cross-lender data to spot when a name and social security number don’t match.

Monitor Movement:

Implement GPS tracking and geofencing for instant alerts if a car moves from your lot.

Harden the Lot:

Block your exits after hours so there’s no easy path to the street.

Alert Authorities:

Report stolen vehicles immediately for national database tracking.

Reversing the trend with modern security measures.

After suffering five theft losses in 2024, Dick Scott Chrysler Dodge Jeep Ram in Plymouth, Michigan overhauled their security approach. They installed a state-of-the-art central video monitoring system and utilized landscaping barriers to prevent unauthorized vehicle movement. The team also added glass break sensors and deepened their communication with local authorities to enable real time-alerts and rapid response.

As a result, the dealership had zero theft claims in 2025.