Dealer Lending
Whether you need to keep inventory fresh, upgrade your building or expand your footprint, Ally’s dealer lending team can help you customize a plan to fund your vision.

Options to help you take your business to the next level.
Floorplan lending is designed to help expand and manage your inventory with tailored solutions to meet your business needs.
With Floorplan, you can:
- Manage inventory and keep deeper reserves of vehicles
- Enjoy the ease and speed of doing business via SmartCash
- Get flexible credit line administration
- Access options to reduce wholesale charges
When it’s time to grow your footprint, Ally can provide the capital, helping you fund various types of acquisitions and asset purchases with competitive terms.
With a dealer acquisition loan, benefits include:
- Minimal loan covenants
- Flexible term and amortization
- Flexible payment options
- Competitive rates
Flexible payment options to help support your business.
With a real estate loan, you can:
- Acquire new buildings or land
- Fund renovations, remodeling and site improvements
- Refinance or consolidate loans
- Get flexible terms, amortization schedules and payment options
- Receive competitive loan rates
For other business needs, Ally can customize a plan to help you meet your goals with advances up to 90% of certain dealership assets for qualified borrowers.
With a working capital loan, you can:
- Purchase or acquire new equipment
- Fund EV-related renovations
- Consolidate your existing loans
- Leverage your equity in fixed assets