Dealer Lending
Turn your business possibilities into realities. Whether you need to keep inventory fresh, upgrade your building or expand your footprint, Ally’s dealer lending team can help customize a plan to fund your vision.
Designed to fit your unique business goals.
packages.
With dealer loans from Ally, you’ll find a range of reliable, customizable offerings optimized to help you accomplish your individual goals.
terms.
Dealer lending offers competitive rates and loan terms, backed by an ally who understands your business goals and can help keep you moving forward.
experts.
All loans are backed by a dedicated team of industry-savvy specialists. With 100+ years in automotive, we know how to tailor our loan offerings to help you achieve your goals.
“Ally’s been a great help as we try to grow our dealer network. Specifically, there’s been an acquisition recently where we needed to have different funding timings and Ally definitely stretched to make that work for us.”
Options to help you take your business to the next level.
Floorplan lending is designed to help expand and manage your inventory with tailored solutions to meet your business needs. We originated 366 new wholesale loans during 2022 and 2023, totaling almost $2 billion.
With Floorplan, you can:
- Manage inventory and keep deeper reserves of vehicles
- Enjoy the ease and speed of doing business via SmartCash
- Get flexible credit line administration
- Access options to reduce wholesale charges
When it’s time to grow your footprint, Ally can provide the capital, helping you fund various types of acquisitions and asset purchases with competitive terms.
With a dealer acquisition loan, benefits include:
- Minimal loan covenants
- Flexible term and amortization
- Flexible payment options
- Competitive rates
Flexible payment options to help support your business. These options can help you and your dealership acquire, refinance and consolidate debt. $3.3 billion loaned during 2022 and 2023.
With a real estate loan, you can:
- Acquire new buildings or land
- Fund renovations, remodeling and site improvements
- Refinance or consolidate loans
- Get flexible terms, amortization schedules and payment options
- Receive competitive loan rates
For other business needs, Ally can customize a plan to help you meet your goals with advances up to 90% of certain dealership assets for qualified borrowers.
With a working capital loan, you can:
- Purchase or acquire new equipment
- Fund EV-related renovations
- Consolidate your existing loans
- Leverage your equity in fixed assets