Commercial Services Group

Financing multiple units has never been easier. Reduce paperwork and increase efficiency.

• Conveniently log in and manage contracts online
• Create a single digital contract that can include 1 or up to 100 vehicles and e-sign from a PC, phone, laptop, or tablet
• Full Docusign capabilities, including attaching documents

*Business Vehicle Multi-Asset Contracting is not available in the following states: AK, HI, KS, ME, VT, RI, NH, MS, MT, NV, NM, ND, SD, WV, WY.

Ideal choice for business customers looking for a flexible, easy way to help build their business fleet and designed to serve their multi-vehicle financing needs with various purchase and leasing options.

• An additional source of funding designed for purchasing or leasing business vehicles
• Preserves bank credit lines for other business needs
• Fast, easy and secure application process through our convenient online business customer portal
• For those that qualify, it’s simple to establish

*Line of Credit is subject to approval.

Business owners or officers may act as a third-party guarantor to secure financing while:

• Building credit in the business name
• Keeping the debt off their personal credit report
• Reducing liability related to the operation of the vehicle

*In the event an account defaults, the guarantor’s credit is impacted.

Our ComTRAC Lease delivers tailor-made financing for your business customers’ vehicles, with an open-end lease that gives businesses more control of leasing terms and mileage. This option is specifically designed for vehicles used for business more than 50% of the time. Other significant advantages include:

• Flexible terms and payments
• Consolidated billing and Auto Pay available
• Potential tax advantages and deductibility
• Opportunity to buy, trade-in or return at lease-end
• No mileage or wear and tear restrictions*

*Excessive wear and mileage may reduce the vehicle’s residual value and the lessee is responsible for any difference between the residual value stated in the ComTrac agreement and the actual residual at lease end

This program helps eligible municipalities acquire financing on a tax-exempt basis for:

• Ambulances
• Police cruisers 
• Other essential-use vehicles

A closed-end lease that allows business customers to return their vehicle with ease at lease-end.

• Term options ranging from 12-60 months
• Annual mileage options ranging from 10,000-15,000
• Added flexibility for the customer’s unique needs